General Liability Insurance for Homebuilders

General Liability Insurance That Solves Real Builder Problems

Avoid the Profit-Killing Gaps in Standard Builder Policies

Most builders come to us after learning their policy doesn’t do what they thought it did.

If you've ever:

• Gotten hit with a five-figure audit penalty
• Had a claim denied due to a subcontractor exclusion
• Scrambled to collect COIs before renewal

...you're not alone. We see this every day. And we fix it.

You may have heard the story from our team: a $30M+ builder who was hit with a $74,000 audit charge because their office staff tossed COIs, assuming they didn't matter. The carrier treated every subcontractor as uninsured and billed accordingly.

That's why we write policies for homebuilding. And why we develop tools like our COI tracking system.

Read more about how COIs affect audits →

What Maverick GL Insurance Covers (and Why It Works)

You get the same core protections every GL policy is supposed to offer:

• Bodily injury on or near the jobsite
• Third-party property damage
• Personal and advertising injury
• Legal defense costs for covered claims

But here’s what makes Maverick different:

✅ No subcontractor exclusions (no CG 2294)

✅ Policy discounts when you enroll homes in Maverick warranty

✅ Audit protection with subcontractor compliance tracking

✅ Coverage backed by A+ rated carriers

You’re not left guessing. You’re covered the way you should be. Track every policy, sub, and COI in one place with the Beacon platform.

Why General Liability Alone Isn’t Enough

GL is your first layer of protection — but not your last. Maverick's value goes beyond a single policy.

When you pair our GL with our structural warranty and subcontractor compliance tools, you get:

• Long-term protection against structural claims
• Full visibility into COIs and sub agreements
• Reduced risk of audit penalties
• Bundled savings on your premium

Automatically flag missing or expired COIs before they become a problem. Compare warranty and GL →