Disclaimer

The information provided on this website is for general informational purposes only and should not be relied upon as legal, insurance, risk management, construction, regulatory, or professional advice. Users should consult their own legal counsel, insurance professionals, contractors, or other qualified advisors regarding their specific circumstances.

Nothing on this website constitutes a guarantee of coverage, eligibility, compliance, performance, claim approval, or outcomes.

Information presented on this website is intended to provide a general overview of available products and services and may not reflect all terms, conditions, limitations, exclusions, eligibility requirements, or jurisdictional restrictions. Information is subject to change without notice.

Insurance products referenced on this website are subject to underwriting approval, policy terms, conditions, exclusions, limitations, deductibles, and availability by state.

Coverage is governed solely by the terms and conditions of the applicable insurance policy issued by the carrier. Statements made on this website are summaries only, do not constitute a complete description of coverage, and do not modify, amend, expand, or replace any insurance policy.

Not all products, coverages, features, or discounts are available in all jurisdictions.

Warranty products and programs referenced on this website are governed exclusively by the applicable warranty agreement, service contract, and related program documentation.

Coverage terms, duration, exclusions, limitations, transferability, claim procedures, and eligibility requirements may vary by product, program, and jurisdiction.

Certain warranty, service contract, or protection products referenced on this website may be regulated differently by state and may not constitute insurance products in all jurisdictions.

HomeCare, customer support, administrative coordination, informational materials, and related builder support services are provided solely as administrative or customer support services.

These services do not:

• guarantee claim outcomes,
• eliminate construction or operational risks,
• replace builder, contractor, developer, or homeowner responsibilities,
• provide legal, engineering, architectural, regulatory, code compliance, or professional consulting services,
• constitute construction management or site supervision services, or
• create any duty to inspect, monitor, detect, prevent, or correct construction defects or code violations.

Builders, contractors, developers, and homeowners remain solely responsible for their own legal, contractual, operational, construction, safety, and compliance decisions.

No product or service described on this website eliminates all construction, liability, warranty, operational, regulatory, or business risks.

Nothing on this website should be interpreted as:

• a guarantee of protection,
• a promise of claim payment,
• an assurance of regulatory or code compliance,
• a warranty of workmanship or future performance, or
• a representation that all exposures, defects, liabilities, hazards, or losses will be identified, prevented, or covered.

Coverage and claim determinations are made solely according to the terms, conditions, limitations, and exclusions of the applicable policy, warranty agreement, service contract, or other governing document.