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Builder’s Risk Insurance for Home Builders

Coverage built for real construction timelines — protecting your project from start to finish without slowing you down.

Get a Builder’s Risk Quote

Coverage that protects your project from groundbreaking through completion.

Protection in Place from the Start of Construction

The Structure

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Covers the home while it’s being built, including damage during construction.

Materials & Supplies

Construction materials and supplies staged on a residential jobsite

Covers materials on-site, in storage, or in transit to the jobsite up to policy limits.

Fire, Theft & Weather

Residential construction site exposed to weather conditions during building process

Protection against common risks that can impact a project during construction.

Coverage During Construction

frame on active residential construction site during home build

Coverage stays in place throughout each phase of the build as work progresses.

Flexible Builder’s Risk Coverage That Fits Your Projects

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Unused Months Returned

When a project finishes before the full policy term, eligible unearned premium is returned.

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Fast, Clear Quotes

Get straightforward pricing without delays or back-and-forth.

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Builder-Focused Support

Work with a team that understands residential construction and how your projects run.

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Simple Process

Quote, bind, and manage coverage without unnecessary steps.

Coverage That Works Beyond Builder’s Risk

Builder’s risk protects the project during construction — these additional coverages support your business before, during, and after the build is complete.

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General Liability & More

Supports your business and operations across your projects—with coverage that extends beyond builder’s risk.

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Warranty

Provides structured coverage after closing for workmanship, systems, and structural components.

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HomeCare

Handles homeowner communication and service requests during the first year after closing.

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Helpful Resources for Builders

Download our quick overview to see how Maverick supports builders before, during, and after construction.

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Quote, bind, and get coverage in place—without waiting or speaking to an agent.

Get Builder’s Risk Coverage in Minutes

  • Get a quote in under 5 minutes
  • Bind coverage completely online
  • Start protection before your next build begins
  • No back-and-forth or paperwork delays
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Frequently Asked Questions

Coverage, warranty, and support offerings may vary by program and state. Please review our Disclaimer for important details.